When you say you don't know what your plans are after the season is that cause you have no idea where you will be?
Or that you may come straight home?
If the first you can get a global cover, so it wont matter where you are. But yes sucks if you come home.
I have never heard of a company that allows you to cash in (but then again i have never needed too!)
Source: http://www.boardworld.com.au/forums/viewthread/8135/
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